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Bankrate’s editorial team writes on behalf of YOU – the reader. Our goal is to give you the best advice to help you make smart personal finance decisions. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. So, whether you’re reading an article or a review, you can trust that you’re getting credible and dependable information. Bankrate logo
Are you struggling to find out when Bank of America locations are open? We’ve all been there – rushing to finish work, only to wonder if you’ll make it to the bank before closing time. Or maybe you’re planning your weekend errands and need to know if your local branch is even open on Saturdays. I’ve put together this comprehensive guide to help you navigate Bank of America’s operating hours so you can plan your banking activities with confidence.
Standard Bank of America Hours
Most Bank of America financial centers follow these typical hours
| Day | Hours |
|---|---|
| Monday – Thursday | 9:00 AM – 5:00 PM |
| Friday | 9:00 AM – 6:00 PM |
| Saturday | 9:00 AM – 1:00 PM |
| Sunday | Closed (with some exceptions) |
However it’s important to note that these hours can vary by location. Some financial centers especially those in busy metropolitan areas or shopping centers, might have extended hours or be open on Sundays.
How to Find Your Local Bank of America Hours
The easiest way to find the exact hours for your local Bank of America branch is to use their online locator tool. Here’s how:
- Visit the Bank of America branch locator at https://locators.bankofamerica.com/
- Enter your address, ZIP code, or a landmark near you in the search box
- Click “Search” to see nearby locations
- Browse the results to view hours for each location
The locator tool provides detailed information about each branch including
- Regular operating hours
- Special holiday hours
- Available services
- ATM availability and features
Bank of America ATM Hours
One of the best things about Bank of America ATMs is that most of them are accessible 24/7, giving you round-the-clock access to your money. The bank has a large network of ATMs across the United States, with various types to meet different needs:
- Drive-thru ATMs: Perfect for when you’re on the go
- Walk-up ATMs: Typically found outside branches or in public locations
- Cardless ATMs: Allow withdrawals using your phone instead of your debit card
- Full-service ATMs: Accept deposits and credit card payments
- Cash-only ATMs: Only dispense cash (no deposit capability)
When searching for ATMs using the locator tool, you can filter by these specific features to find exactly what you need.
Weekend Banking at Bank of America
Saturday Hours
Most Bank of America branches are open on Saturdays, but with limited hours (typically 9:00 AM to 1:00 PM). This is perfect for those of us who can’t make it to the bank during the week due to work or other commitments.
When using the branch locator, you can specifically filter for locations that are “Open Saturdays” to find branches with weekend availability.
Sunday Hours
Finding a Bank of America branch open on Sunday can be challenging, as most locations are closed. However, some branches, particularly those in grocery stores or malls, might offer Sunday hours.
To find Sunday-open branches, use the “Open Sundays” filter on the branch locator tool. These branches are rare, so you might need to travel further than usual to find one.
Special Services and Their Hours
Bank of America offers several specialized services that might have different availability than regular teller services:
Financial Solutions Advisors
If you need to meet with a Financial Solutions Advisor for investment advice or retirement planning, it’s best to schedule an appointment. These specialists are typically available during regular branch hours, but scheduling ensures they’ll be available for you.
Home Loans Specialists
Looking to discuss mortgage options? Home Loans Specialists can help, but they often require appointments. Use the branch locator to find locations with Home Loans Specialists, then call ahead to schedule a meeting.
Notary Services
Many Bank of America branches offer notary services to customers, but availability can vary. Some branches might only offer notary services on certain days or at specific times. It’s always best to call ahead to confirm availability.
Drive-Thru Banking Hours
Many Bank of America locations offer drive-thru banking services, which sometimes have different hours than the main branch. Drive-thru services typically open earlier and close later than lobby services, providing extended access for busy customers.
To find locations with drive-thru services, use the “Drive-thru Teller Services” filter on the branch locator.
Holiday Schedules
Bank of America, like most U.S. banks, observes federal holidays and closes branches on those days. ATMs remain accessible, but in-person services won’t be available.
Here are the federal holidays when Bank of America branches are typically closed:
- New Year’s Day (January 1)
- Martin Luther King Jr. Day (third Monday in January)
- Presidents’ Day (third Monday in February)
- Memorial Day (last Monday in May)
- Juneteenth National Independence Day (June 19)
- Independence Day (July 4)
- Labor Day (first Monday in September)
- Columbus Day/Indigenous Peoples’ Day (second Monday in October)
- Veterans Day (November 11)
- Thanksgiving Day (fourth Thursday in November)
- Christmas Day (December 25)
If a holiday falls on a weekend, banks typically observe it on the closest weekday (Friday for Saturday holidays, Monday for Sunday holidays).
Digital Banking: 24/7 Access
When branches are closed, Bank of America’s digital banking options provide round-the-clock access to many banking services:
Mobile Banking App Features
Bank of America’s mobile app offers numerous convenient features:
- Set customizable alerts for account activity
- Deposit checks by taking photos
- Use biometric security (fingerprint or Face ID)
- Protected by industry-leading security features
The app is available for download on both iOS and Android devices, allowing you to bank whenever and wherever is convenient for you.
Online Banking
Through Bank of America’s website, you can:
- Check account balances
- Transfer funds
- Pay bills
- View statements
- Apply for loans and credit cards
- Manage investments
These digital options are especially useful when branches are closed, giving you continuous access to your finances.
Making the Most of Your Visit
Scheduling an Appointment
To avoid waiting in line, especially for complex transactions or consultations, consider scheduling an appointment. Bank of America offers appointment scheduling through:
- Their website
- The mobile app
- By phone
Appointments are especially recommended for:
- Account openings
- Loan applications
- Investment consultations
- Notary services
Best Times to Visit
If you can’t schedule an appointment, try to visit during these typically less busy times:
- Mid-morning (10:00 AM – 11:30 AM)
- Mid-afternoon (2:00 PM – 4:00 PM)
- Mid-week (Tuesday through Thursday)
Avoid these peak times if possible:
- Lunch hours (12:00 PM – 1:00 PM)
- After work (4:30 PM – closing)
- Friday afternoons
- The first and last days of the month
- Days after holidays
International Access
If you’re traveling internationally and need access to your Bank of America accounts, you have several options:
International ATMs
Bank of America has partnerships with international banks, allowing fee-free withdrawals at partner ATMs in many countries. You can find international ATM partners through the Bank of America website.
Online and Mobile Banking
Your online and mobile banking access works internationally, though you should notify the bank of your travel plans to prevent security blocks on your account.
Tips for Banking Outside Regular Hours
When you need banking services outside of standard hours, try these options:
- Use the mobile app or online banking for most routine transactions
- Visit 24/7 ATMs for cash withdrawals, deposits, and some bill payments
- Call customer service (available beyond branch hours)
- Use the night deposit box for business deposits after hours
- Schedule appointments for the earliest available time slot
Comparing Bank of America Hours to Other Banks
How do Bank of America’s hours stack up against other major banks? While most banks follow similar schedules, there are some differences:
- Some banks like ING operate primarily online with few or no physical branches
- CaixaBank, a Spanish bank, offers different hours based on European banking traditions
- Bank of America’s Saturday availability is fairly standard in the industry
- Sunday hours are rare across most traditional banks
Bank of America offers flexible hours through its extensive network of branches and ATMs, though specific times vary by location. The best approach is always to check the hours for your specific branch using the online locator tool at https://locators.bankofamerica.com/.
With 24/7 access to ATMs and digital banking, you can handle most of your banking needs even when branches are closed. For specialized services, scheduling an appointment ensures you’ll get the assistance you need without unnecessary waiting.
Remember that hours may change during holidays or due to unforeseen circumstances, so it’s always a good idea to verify before making a special trip to your local branch.
FAQs About Bank of America Hours
Q: Are all Bank of America ATMs open 24 hours?
A: Most standalone and external ATMs are accessible 24/7, but ATMs located inside branches or buildings may only be available during those buildings’ operating hours.
Q: Can I make a deposit after hours?
A: Yes, through ATMs that accept deposits or through the mobile app’s check deposit feature.
Q: Do Bank of America hours change during daylight saving time?
A: No, branch hours stay consistent regardless of daylight saving time changes.
Q: How can I find out if my local branch is closed for a holiday?
A: Check the Bank of America website or mobile app, or call the branch directly.
Q: Can I speak to a real person after branch hours?
A: Yes, Bank of America’s customer service phone line offers extended hours beyond branch operating times.
Q: Are drive-thru hours the same as lobby hours?
A: Not always. Drive-thru services often have extended hours compared to lobby services.
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René Bennett is a former writer for Bankrate, reporting on banking products and personal finance.
- • NACCC Certified Credit Counselor™ (2025)
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Calendar Icon 5 Years of experience Pippin Wilbers, CCC™, is a Bankrate editor specializing in banking and loans. Pippin is passionate helping borrowers stay up-to-date and feel empowered in a changing and challenging borrower environment.
Bankrate is always editorially independent. While we adhere to strict , this post may contain references to products from our partners. Heres an explanation for . Our is to ensure everything we publish is objective, accurate and trustworthy. Bankrate logo
Founded in 1976, Bankrate has a long track record of helping people make smart financial choices. We’ve maintained this reputation for over four decades by demystifying the financial decision-making process and giving people confidence in which actions to take next.
Bankrate follows a strict editorial policy, so you can trust that we’re putting your interests first. All of our content is authored by highly qualified professionals and edited by subject matter experts, who ensure everything we publish is objective, accurate and trustworthy.
Our banking reporters and editors focus on the points consumers care about most — the best banks, latest rates, different types of accounts, money-saving tips and more — so you can feel confident as you’re managing your money. Bankrate logo
Bankrate follows a strict editorial policy, so you can trust that we’re putting your interests first. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. Here is a list of our banking partners.
We value your trust. Our mission is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens. Our editors and reporters thoroughly fact-check editorial content to ensure the information you’re reading is accurate. We maintain a firewall between our advertisers and our editorial team. Our editorial team does not receive direct compensation from our advertisers.
Bankrate’s editorial team writes on behalf of YOU – the reader. Our goal is to give you the best advice to help you make smart personal finance decisions. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. So, whether you’re reading an article or a review, you can trust that you’re getting credible and dependable information. Bankrate logo
Finding the right Bank of America location
There are approximately 15,000 Bank of America ATMs nationwide as of 2025, including both drive-through and walk-up options. The ATMs can be used for these purposes:
- Withdraw cash, check your account balances or deposit cash and checks
- Initiate cross-account transfers
- Remit credit card payments using a check or cash
All of Bank of America’s ATMs are audio-equipped to serve visually impaired customers. They can deliver spoken instructions in English or Spanish. Written instructions are available in additional languages.
Bank of America does not partner with any other ATM networks and it charges a $2.50 fee per domestic out-of-network ATM transaction.